When you make the final payment you eliminate your greatest point of leverage with the contractor. Before you sign off on the completion of your building or home improvement project and make that payment, use this checklist to make sure the job is complete.

Check that:

All work meets or exceeds the standards that are spelled out in the contract.

You have all written warranties for materials, fixtures and workmanship. You should also have any owner’s manuals for appliances or other devices.

You have proof that all of the subcontractors and suppliers have been paid in full. This is important for protecting yourself from mechanics liens.

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